As an independent agency, we shop and compare the best insurance options on your behalf — with a local team who knows your name.
Most agents work for one company. We work for you — shopping dozens of carriers to find coverage that fits your life.
We compare rates from 30+ companies to find the right fit — you never have to haggle with a single carrier again.
We've seen nearly every coverage situation. When it comes to the fine print, we genuinely understand what we recommend.
We live and work in Nacogdoches. We know the community and the people — because they're our neighbors.
No hold queues. No call centers. You'll always reach a real agent who knows your name and your policy.
Independent agents consistently find lower rates than single-carrier agents. We negotiate on your behalf, not theirs.
When you need to use your insurance, we're in your corner — walking you through every step of the process.
Personal, commercial, or somewhere in between — we have the carriers and products to cover it all.
Dwelling, contents & liability protection for your most valuable asset.
Personal and commercial vehicles across all major carriers.
BOP policies combining property, liability & income protection.
General liability, tools & equipment, and surety bonds.
NFIP and private flood options for East Texas properties.
On-water liability, hull coverage & towing.
Coverage tailored for rural East Texas farms and ranches.
Extra liability protection above your existing policy limits.
At Koonce Insurance Group, we believe insurance should be straightforward — honest advice, real savings, and a team that treats you like a person, not a policy number.
As a fully independent agency, we're not beholden to any single insurance company. That means we always prioritize your best interests, comparing rates across dozens of carriers to find exactly what fits your situation.
"Switching to Koonce was the best insurance decision I've made. They saved me over $800 a year on my home and auto bundle and actually explained what I was getting."
"When I had a claim, the Koonce team walked me through everything and made sure I got everything I was entitled to. Truly above and beyond."
"As a small business owner I was paying way too much for coverage I didn't understand. Koonce got me properly covered at a lower price. Couldn't recommend them more."
Get a no-pressure, no-obligation quote in minutes. Our local team is standing by.